Retire in 18 years by matching your annual spending with investments

A lot of personal finance bloggers advocate an extremely short path to early retirement, something like 7-10 years through extreme savings.  I am not against this kind of saving, and, frankly, wish I was more up to the task myself.  However, that kind of saving is not easy and not for everyone. A lot of […]

How to succeed at budgets without really trying

While a few people in the personal finance blogosphere might truly believe that budgets are sexy, most people probably think of budgets as a pain in the ass, and I would tend to agree.  The thing is, however, if you have ambitious savings goals, you probably really need a budget to help you stay on […]