Water efficiency upgrades for the home

Abstract: Upgrading toilets, faucets, and shower heads in a 2-person, 2-bath home saves about $450 over 10 years.  The upgrades don’t really start to pay for themselves until years 4 through 6 though. Intro: I’m a renter by choice, but this article is for the home-owners (and landlords?) out there.  It is about replacing and/or […]

How to succeed at budgets without really trying

While a few people in the personal finance blogosphere might truly believe that budgets are sexy, most people probably think of budgets as a pain in the ass, and I would tend to agree.  The thing is, however, if you have ambitious savings goals, you probably really need a budget to help you stay on […]