Used cars save $15,000 per decade versus buying new

Intro: This is the third and final post on buying a car.  The first post showed that buying a mid-size sedan instead of a SUV can save $25,000 over 10 years.  The next post showed that buying an economy car saves nearly $50,000 per decade versus buying an entry-level luxury car.  And now this post […]

Skip rush hour to save time and money

Abstract: Shifting one’s work commute to earlier or later in the day to avoid rush hour traffic could theoretically save the average American about $900 per year. Intro: I’ve written in the past about the outstanding financial benefits of working from home, living closer to work, and riding a bike to work.  But what if those […]

Cut your monthly bills, the easy way

Abstract: Having professional bill hagglers (billcutterz to be precise) negotiate lower rates on your behalf is a no-brainer, especially because they don’t charge anything unless you save money.  The average amount of money to be saved is estimated to be $3,000 every 10 years, and that is after they take their cut. If you fancy […]

Save like a Canadian

This article originally appeared as a guest post on Free to Pursue, a fantastic blog authored by a like-minded Canadian early retiree (left work in her mid 30’s) with much more life wisdom and perspective than yours truly.  She writes about experiencing true personal freedom and happiness and is refreshingly less fixated on the monetary framing […]

The case against socially responsible investing (SRI)

Abstract: As attractive as it sounds, investing with a bleeding heart only leads to a bleeding portfolio.  Socially responsible investing costs both you and the causes you care about a lot of money and goodwill.  There are better ways to both invest your money and affect positive change in the world. Specifically, over 10 years […]

Cowpooling: a cost comparison

Abstract: Cowpooling, the process of pooling money with other individuals to buy portions of a cow for meat, can save people a lot of money or cost them a lot of money.  For the household that already buys a lot of beef at a natural / ethical market like Whole Foods, there is the potential to […]

Do tankless water heaters save money?

Commentary: I’mma keep this short today: NO.  A tankless water heater will cost about $1,700 over ten years versus a conventional one.  Stick with what works brothers and sisters. While tankless water heaters are more efficient, they don’t save money because the actual units cost a lot more money, plus then they require more expensive installations. […]