Skip rush hour to save time and money

Abstract: Shifting one’s work commute to earlier or later in the day to avoid rush hour traffic could theoretically save the average American about $900 per year. Intro: I’ve written in the past about the outstanding financial benefits of working from home, living closer to work, and riding a bike to work.  But what if those […]

Working from home to save money

How much money could you save by working from home, or to put it differently, how much of a pay cut would you be willing to take to work from home?  Answer: $106,000 over 10 years, over 2 times the average American salary.  Unfortunately, quality work-from-home opportunities are not always easy to come by. If you are […]

Car commuting: a bad proposition – part 2

Part 2: The Fair-weather Commuter Riding in cars can be really fun and convenient, especially on a sunny 70-degree day with the windows down and the music loud, but you will pay dearly for that privilege.  In part 1 of the car commuting series, I looked at the ROI of getting rid of your car […]

Car commuting: a bad proposition – part 1

Without a doubt, car commuting is the Enemy of the early retiree.  Using a car regularly is costing you BIG dollars and keeping you on the financial treadmill longer than necessary.  Not that I don’t understand the allure of car ownership.  The car lifestyle is extremely convenient and enjoyable, but it is very clear to […]