Other ROI’s

Intro: ROI’s are all over the internet, so instead of recreating them all the time to fit my standard 10-year model, I’m just going to summarize a few below.  Don’t get me wrong, I’ll still do my own ROI’s from time to time, but by this point, I feel like I have covered a lot […]

The true cost of smoking

Intro: Everyone knows that cigarettes are bad.  I’m not here to sound that alarm again.  This post is about the true costs of smoking, including not only the hard cash spent on a pack of cigarettes, but also the subsequent health-related costs and shortened life expectancy. Based on data from the American Cancer Society, I […]

Location arbitrage: living abroad to save money

Abstract: Living abroad in countries like Ecuador or Thailand can save the average American serious money (and serious working time).  Specifically, living in an inexpensive country abroad for 10 years saves nearly $225,000 versus living in the U.S., and even more than that for big spenders.  As more and more people transition to location independent careers, […]

The ROI of starting a personal finance blog

Intro: I’ve been blogging for about a year now, and I’ve really enjoyed it so far.  My goals starting out were to learn more about personal finance and quantify some common time and money decisions while picking up a little petty cash along the way.  I’ve succeeded with the first two goals but so far […]

Is hunting cost-effective?

Intro: Is hunting cost-effective?  Probably not.  My estimates show that hunting costs $2,000 more per year on average than simply buying meat from the grocery store (about $10 more per pound in this example).  Why the steep price for such a seemingly ethical and idyllic way of procuring meat? The main reason that hunting is […]

Used cars save $15,000 per decade versus buying new

Intro: This is the third and final post on buying a car.  The first post showed that buying a mid-size sedan instead of a SUV can save $25,000 over 10 years.  The next post showed that buying an economy car saves nearly $50,000 per decade versus buying an entry-level luxury car.  And now this post […]

Luxury cars: cars for people who like to work

Intro: Guess what… buying an economy car saves a ton of money versus buying a luxury car.  But just how much does an expensive status symbol fancy car really cost? By my estimates, buying a new Honda Accord will save almost $50,000 over 10 years rather than buying a new Acura TL.  And these are just […]