Save like a Canadian

lake morraine banff

This article originally appeared as a guest post on Free to Pursue, a fantastic blog authored by a like-minded Canadian early retiree (left work in her mid 30's) with much more life wisdom and perspective than yours truly.  She writes about experiencing true personal freedom and happiness and is refreshingly less fixated on the monetary framing of personal freedom than a lot of other PF Continue Reading

The case against socially responsible investing (SRI)

fists

Abstract: As attractive as it sounds, investing with a bleeding heart only leads to a bleeding portfolio.  Socially responsible investing costs both you and the causes you care about a lot of money and goodwill.  There are better ways to both invest your money and affect positive change in the world. Specifically, over 10 years […]

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More roommates = more money + more fun

street houses colorful

Abstract: Ever thought about finding some roommates to save money?  Well, getting one roommate would save the average American renter about $6,000 per year, while getting two roommates would save $7,600 per year.  Despite the diminishing marginal returns of extra roommates, there’s actually a lot to be said about the non-financial aspects of platonic cohabitation […]

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Cowpooling: a cost comparison

cows

Abstract: Cowpooling, the process of pooling money with other individuals to buy portions of a cow for meat, can save people a lot of money or cost them a lot of money.  For the household that already buys a lot of beef at a natural / ethical market like Whole Foods, there is the potential to […]

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Some thoughts on timing the stock market

hudson bay

Commentary: Earlier in the year I wrote about how to get a good deal on stocks.  The post was called “happy hour at the stock market.”  A quick summary of the article is as follows: Stocks can be expensive and stocks can be cheap. It is in your best interest to buy when stocks are […]

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Do tankless water heaters save money?

drops of water

Commentary: I’mma keep this short today: NO.  A tankless water heater will cost about $1,700 over ten years versus a conventional one.  Stick with what works brothers and sisters. While tankless water heaters are more efficient, they don’t save money because the actual units cost a lot more money, plus then they require more expensive installations. […]

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Water efficiency upgrades for the home

water blue

Abstract: Upgrading toilets, faucets, and shower heads in a 2-person, 2-bath home saves about $450 over 10 years.  The upgrades don’t really start to pay for themselves until years 4 through 6 though. Intro: I’m a renter by choice, but this article is for the home-owners (and landlords?) out there.  It is about replacing and/or […]

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