Building vs. buying a home

jack-o-lantern

Abstract: Buying an existing 1,000-square-foot home saves $17,500 over the first ten years of ownership compared to building a new one. Intro: I've often wondered: would the energy and maintenance savings on a new home be worth the added construction costs versus buying an existing house?  Financially speaking, the answer turns out to be no.  On average, a 1000 square foot new home will cost Continue Reading

The true cost of a big house

electric feel

Abstract: It’s no surprise that smaller homes cost less, but perhaps it is a surprise to learn just how much less.  The short answer is that each 100 square feet of new house costs at least $10,000 in the first 10 years of home ownership, while existing homes are probably closer to $7,000 per 100 square feet […]

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Skip rush hour to save time and money

kite surfer

Abstract: Shifting one’s work commute to earlier or later in the day to avoid rush hour traffic could theoretically save the average American about $900 per year. Intro: I’ve written in the past about the outstanding financial benefits of working from home, living closer to work, and riding a bike to work.  But what if those […]

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Cut your monthly bills, the easy way

baby on phone

Abstract: Having professional bill hagglers (billcutterz to be precise) negotiate lower rates on your behalf is a no-brainer, especially because they don’t charge anything unless you save money.  The average amount of money to be saved is estimated to be $3,000 every 10 years, and that is after they take their cut. If you fancy […]

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Save like a Canadian

lake morraine banff

This article originally appeared as a guest post on Free to Pursue, a fantastic blog authored by a like-minded Canadian early retiree (left work in her mid 30’s) with much more life wisdom and perspective than yours truly.  She writes about experiencing true personal freedom and happiness and is refreshingly less fixated on the monetary framing […]

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The case against socially responsible investing (SRI)

fists

Abstract: As attractive as it sounds, investing with a bleeding heart only leads to a bleeding portfolio.  Socially responsible investing costs both you and the causes you care about a lot of money and goodwill.  There are better ways to both invest your money and affect positive change in the world. Specifically, over 10 years […]

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More roommates = more money + more fun

street houses colorful

Abstract: Ever thought about finding some roommates to save money?  Well, getting one roommate would save the average American renter about $6,000 per year, while getting two roommates would save $7,600 per year.  Despite the diminishing marginal returns of extra roommates, there’s actually a lot to be said about the non-financial aspects of platonic cohabitation […]

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